Are you looking for the best payment gateway plugin for your WordPress site?

We can help.

In this blog post, you'll learn about 9 of the best payment plugins available so you can identify the best option for your online business.

What to Look for When Considering a Payment Gateway Plugin

When selecting a payment gateway plugin for your WordPress site, there are several key factors to take into account to ensure you choose the best one for your business.

These  include: 

  • Supported payment methods (PayPal, credit/debit cards, bank transfers, etc.)
  • Compatibility with your currency and location
  • Security and PCI compliance
  • Transaction fees
  • Ease of integration and use
  • User experience
  • Customization and design flexibility
  • Multi-language support
  • Refund process
  • Mobile Optimization
  • Compatibility with your other plugins
  • Customer support availability

Evaluating these factors will help you select a provider that not only meets your current needs but also has the flexibility to grow with your online business.

So, What are the Best WordPress Payment Plugins for Small Businesses?

This list includes 9 of the best payment gateway plugins for WordPress websites .

Most of these plugins are free to install, but you may need to pay for pro add-ons to unlock advanced features.

We reviewed them based on the following criteria:

  • Ease of Use/Setup

  • Supported Payment Methods

  • Security Features

  • Transaction Fees

  • Pricing

1. WP Simple Pay

WP Simple Pay is a premium Stripe payment gateway plugin for WordPress websites.

Ease of Use/Setup

WP Simple Pay is straightforward to set up and use, only requiring a few minutes to install and configure.

You can connect your Stripe account with a single click and use the plugin’s drag-and-drop builder to design your payment forms.

This plugin lets business owners accept one-time and recurring payments on their WordPress websites without setting up a shopping cart .

Perfect for site owners who don’t want to get bogged down by setting up a complicated shopping cart system or eCommerce platform .

Supported Payment Methods

If you need a payment gateway plugin that accommodates a variety of payment methods , this is the one for you. You can accept debit and credit card payments , transfers from US bank accounts, SEPA Direct Debit, and even services like After Pay and Klarna.

Security Features

In terms of security, WP Simple Pay uses Stripe's PCI -compliant servers to securely store and process online transactions, keeping sensitive information off your servers. It also uses 3D Secure 2 to make user authentication easier and Stripe Radar to spot potential fraud.

Businesses can also set up their own fraud protection rules. For eligible merchants, Stripe offers Chargeback Protection, which covers the costs when customers dispute charges. These features work together to make payments safer and help protect businesses from fraud and financial losses due to disputed transactions.

Transaction Fees

The free version of WP Simple Pay includes a 3% transaction fee on top of Stripe’s standard fees. Upgrading to the premium version eliminates this additional fee. Stripe’s standard fees are 2.9% + $0.30 per transaction for domestic payments, with variations for international and alternative payment methods.

Theme Compatibility

WP Simple Pay is designed to work well with popular WordPress themes and plugins. It works well with page builders like SeedProd, Elementor and Divi, and other plugins like AffiliateWP and Zapier. This ensures that it can be easily incorporated into most WordPress setups without compatibility issues


Pricing starts from $49.50 per year for WP Simple Pay’s Personal plan.

2. Easy Digital Downloads

Easy Digital Downloads is one of the best WordPress payment gateway plugins for selling digital products.

Ease of Use/Setup

Easy Digital Downloads focuses on making your life as a business owner easier, providing a user-friendly interface with deep customization options. This means you can tailor your eCommerce site to perfectly align with your brand.

Supported Payment Methods

The free version supports PayPal Standard and Amazon Payments. Premium versions add support for Stripe, PayPal Pro, Apple Pay,, and other popular gateways.

You can also create a subscription model for your products, to give your customers another way to make a payment.

If you want to offer your customers a seamless checkout experience , this could be the WordPress payment plugin for you.

Security Features

Easy Digital Downloads takes security seriously. It includes features like secure file delivery, PCI compliance, fraud monitoring (on higher plans), and integration with SSL. The plugin is regularly updated to address any vulnerabilities.

Transaction Fees

Easy Digital Downloads itself does not charge any transaction fees. However, the payment gateways you use will have their own fee structures. The plugin allows you to pass on transaction fees to customers if desired.

Theme Compatibility

Easy Digital Downloads is designed to be compatible with any properly coded WordPress theme. It includes basic templates that can be overridden by themes. Many popular themes also offer built-in styling and layouts for Easy Digital Downloads.


While there is a free version of Easy Digital Downloads available, the premium plan unlocks the plugin’s full suite of advanced features.

Pricing starts from $99.50 per year for their Personal plan.

3. WPForms

WPForms is a powerful drag-and-drop form builder that also enables business owners to collect payments.

This plugin delivers an uncomplicated payment solution perfect for small businesses looking to create simple, yet customized, payment forms with zero coding required.

WPForms landing page templates

Ease of Use/Setup

Setting up payment forms is straightforward, even for beginners. The plugin offers pre-built templates and an intuitive design process, making it easy to create and customize payment forms quickly.

Supported Payment Methods

WPForms integrates with several popular payment gateways, including:

So, your business can easily accept credit card payments, digital wallet payments, PayPal transactions, and other digital payment methods.

Security Features:

In terms of security functionality, WP Forms has the following available:

  • SSL encryption for forms

  • Anti-spam protection (including CAPTCHA options)

  • Form entry limits

  • Country restrictions

Transaction Fees

WPForms itself does not charge additional transaction fees beyond what the payment processors charge. However, the free version (WPForms Lite) includes a 3% fee on Stripe payments. This fee is removed with paid WPForms plans.


WPForms is free, with premium subscriptions starting from $49.50 per year ($199.50 per year for the tier that accepts payments).

4. Stripe Payments for Thrive Apprentice

Thrive Apprentice is one of the best online course & membership plugins for WordPress websites.

This plugin also allows you to sell any type of digital product – eBooks, webinars, premium blog posts, membership subscriptions, and so much more.

With Thrive Apprentice’s built-in Stripe integration, you can facilitate secure transactions without needing to connect a separate plugin to your course or membership platform.

This solution is ideal for course creators who want a simple way to collect payments for their digital products.

Pricing for Thrive Apprentice starts from $149 per year.

WooPayments is the best WooCommerce plugin for facilitating payments.

This plugin seamlessly integrates with your WooCommerce store, allowing you to manage payments right from your WordPress dashboard.

You can create a seamless checkout experience in minutes and upgrade your pages with a variety of WooCommerce checkout plugins.

WooPayments is available in 38 countries and accepts payments in 135+ currencies, ideal for eCommerce stores with a global customer base.

WooPayments is free to install, with no setup fees or monthly fees. Pay-as-you-go fees start at 2.9% + $0.30 per transaction for U.S.-issued cards.

6. MemberPress

MemberPress is a popular WordPress membership plugin that enables that helps you build membership sites and accept payments for access to premium content.

MemberPress plugin

With this plugin, you can sell digital products, offer subscriptions, and create exclusive membership tiers.

MemberPress integrates with most popular payment gateways, including PayPal, Stripe, and, allowing you to accept payments directly on your site

Pricing starts from $179.50 per year for their Basic plan.

7. Payment Button for PayPal

Payment Button for PayPal is a WordPress plugin designed to accept PayPal payments from your WordPress site

This plugin typically allows you to create customizableBuy Now” buttons that you can insert into your posts, pages, or widgets. 

Your customers will be able to pay for your products using PayPal or Credit Card.

This plugin is a straightforward solution for business owners who want to sell products, and services, or accept donations without the need for a full-fledged eCommerce system like WooCommerce.

Square for WooCommerce connects Square, a powerful payment processing system, with a WooCommerce store

Square, as a payment processor, has a solid reputation for seamless, reliable online and in-person transactions. 

It’s simple to set up, integrates directly with your WooCommerce store, and helps you manage all payment-related tasks from a streamlined dashboard.

Square for WooCommerce is free to download, with transaction fees based on Square’s standard rates. This typically includes a flat rate per transaction, plus a small percentage of the sale.

9. WooCommerce Amazon Pay

WooCommerce Amazon Pay integrates your store with Amazon Pay.

WooCommerce Amazon Pay offers a streamlined checkout experience, allowing existing Amazon customers to make online payments without creating a new account or needing to re-enter their billing and shipping information.

This plugin also features recurring payment support for WooCommerce Subscriptions, giving you more ways to accept payments in a way that suits your customers best.

To use WooCommerce Amazon Pay, you'll need to sign up for an Amazon Pay merchant account, install the plugin, and configure it with your credentials. 

After setup, Amazon Pay will appear as a payment option during on your WooCommerce checkout page.

The Best WordPress Plugin to Collect Payments: WP Simple Pay

Our choice for the best WordPress payment gateway is WP Simple Pay.

WP Simple Pay is simple, easy to use, and boasts efficiency. It works for all types of business owners – from those who want a quick way to accept payments for a product or service, to entrepreneurs with full-blown eCommerce stores.

Its no-code form builder is user-friendly and features a drag-and-drop editor for easy building, allowing you to build impressive payment forms quickly — ideal for beginners.

So, if you’re looking for a standalone payment gateway plugin that offers ease of use, flexibility, and secure payment processing, WP Simple Pay is definitely the way to go.

FAQs: Best Payment Gateway Plugins for WordPress

Q: What payment gateways work with WordPress?

A: WordPress, through an eCommerce plugin to enable transactions, works with most popular payment gateways including PayPal, Stripe, Square, Alipay, Google Pay, and more.

Q: Can you integrate a payment gateway with WordPress?

A: Yes, you can. But you need to use a plugin that’s compatible with your chosen payment gateway to do so.

Q: Can we add a payment gateway in WordPress without WooCommerce?

A: Yes you can. Payment gateway plugins like WP Simple Pay, Easy Digital Downloads, and MemberPress let you connect a payment gateway to your website, without having to install WooCommerce.

Next Steps: Build a Sales Funnel to Boost Your Conversion Rates

Now that you've found the right payment gateway plugin, it's time to put it to work and start accept payments...

But you can't do that if people aren't purchasing your products from your online store.

This is where a well-crafted sales funnel comes into play, guiding your potential customers from initial awareness to the final purchase.

Here are a few tutorials to help you funnels that generate conversions:

It's time to take action and start turning single-product sales into bigger sales that boost your store's revenue.

If you feel like your website or online store, could do with a makeover to help you win over more customers, perhaps it’s time to consider a new set of design tools.

Learn more about Thrive Suite and how this WordPress plugin bundle can help take your business to the next level.

About the Author Chipo

Chipo is a content marketer, digital consultant, and seasoned freelancer with a keen interest in tech, marketing, and the future of work. She helps both graduates and solopreneurs set up their personal brands so they can thrive online. When she’s not working, she’s reading, dining out, and watching old seasons of Grey's Anatomy.

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